Medicare… With a Side of Fries?
Let’s be honest. Medicare can be a beast to figure out. You’ve got Original Medicare, Advantage Plans, Supplements, Part D, all the different carriers, doctors in-network, out-of-network… it’s like trying to read the menu at a restaurant you’ve never been to while someone behind you is yelling to hurry up.
So we thought—why not make it a little more relatable? If you’ve ever stared at your Medicare options and felt overwhelmed, this blog is for you. And if you’ve ever had a craving for a burger while trying to decide between PPO and HMO, then yeah… this might help even more. Welcome to the most delicious breakdown of Medicare options you’ll ever read.
Original Medicare Is Like McDonald’s
Original Medicare is the golden arches. It’s the classic. The one that started it all. It’s been around forever, it’s reliable, and almost everyone knows what to expect. It’s basic coverage—hospital and medical—but just like McDonald’s doesn’t give you a toy in every Happy Meal anymore, Original Medicare doesn’t give you extras like dental or vision.
It’s not fancy, but it gets the job done. You know what you’re getting. If you’re someone who wants consistency and doesn’t mind piecing together the extras yourself, this is your go-to. Oh, and just like you might need to stop somewhere else for ice cream after your McNuggets, you’ll probably want a stand-alone Part D plan, and maybe a supplement, to round things out.
Medicare Advantage Is Taco Bell
Spicy. Loaded. A little chaotic sometimes. But people love it.
Medicare Advantage is the Taco Bell of Medicare. It takes all the essentials (hospital and medical coverage), wraps them up, and adds all kinds of extras—like dental, vision, hearing, fitness benefits, over-the-counter allowances… sometimes even a little Part B rebate on the side. It’s the Crunchwrap Supreme of health insurance.
Just like Taco Bell, some people swear it’s the greatest thing ever, and others—well, they’re not so sure. These plans are usually network-based, meaning your doctor options are limited. But for the right person? Goldmine.
If you’re looking for a Medicare broker in Green Bay WI to help sort through Advantage plans, it’s a lot like finding someone who can translate a Taco Bell menu. Very helpful.
Medicare Supplements? That’s Chick-fil-A
Let’s be real. Supplements are clean, reliable, and come with great customer service. You pay a little more, but you know what you’re getting every time. Just like Chick-fil-A, they don’t mess around. You want chicken? They give you chicken. No frills. No guessing. No worrying if your sauce packet is missing.
That’s what people love about Medicare Supplements. You see any doctor who takes Medicare. You rarely get hit with unexpected bills. And your out-of-pocket costs are super predictable. You won’t get a free gym membership or dental cleanings included, but you might sleep better at night.
If peace of mind is what you’re craving, a Medicare Supplement plan might be your waffle fry.
Part D Prescription Plans = Subway
Completely customizable, sometimes frustrating, and you need to know what to ask for. One wrong ingredient and suddenly the whole sandwich is off.
Part D plans are like that. You have to know your medications, know your preferred pharmacy, and double-check the plan’s formulary. Two people might pick the same plan and have completely different experiences depending on their prescriptions.
That’s why you need a local health insurance agency in Green Bay, Wisconsin who actually understands the difference between generics, tiers, prior authorizations, and all the sneaky fine print.
PFFS Plans? Arby’s. Definitely Arby’s.
Private Fee-For-Service plans are like Arby’s. Not everyone knows what’s on the menu, and honestly, not everyone understands how it works.
These plans don’t always have a network, but providers have to agree to the plan’s terms every single time you visit. That makes them a little unpredictable. But for some folks, they hit the spot.
Kind of like getting curly fries and a roast beef sandwich when you’re used to eating at home. Different. But sometimes… just what you needed.
Cost Plans = Culver’s
They’re regional, and if you know, you know.
Cost plans only exist in certain parts of the country (including parts of Wisconsin), and they’re kind of a hidden gem. They work differently than Advantage or Supplement plans, and they’re not always talked about as much, but for the right person, they’re amazing.
They let you combine a little bit of both worlds, and they’re often backed by local carriers who understand the needs of Wisconsin seniors. If you’ve never heard of one, talk to a Medicare broker in Green Bay WI who can explain it—because it might just be your ButterBurger.
So What Should You Order?
At the end of the day, just like fast food, Medicare isn’t one-size-fits-all. What works great for your neighbor could be a disaster for you. And what you loved at 65 might not be what you want at 75. Your tastes change. Your health changes. Your needs change.
That’s why we do annual reviews. That’s why we compare plans. That’s why OnMedicare exists.
Because whether you’re craving reliability, variety, flexibility, or just something that doesn’t upset your stomach, you deserve a Medicare plan that fits. And if you need help deciding? We’re the health insurance agency in Green Bay, Wisconsin that takes the time to help you read the whole menu.
We listen, we educate, and we walk with you—from your first bite to your last refill. Call us when you’re ready to place your order.
And hey—yes, we’d love fries with that.